:root{--font:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--hfont:"Avenir Next",Avenir,"Segoe UI",system-ui,sans-serif;
--ink:#0f2438;--muted:#4b6075;--bg:#f3f8fc;--card:#ffffff;--line:#d5e4f0;--link:#0b5fa5;--link-h:#063f70;--focus:#0ea5e9;
--accent:#0b5fa5;--on-accent:#ffffff;--hdr:rgba(255,255,255,.85);--hdr-ink:#0f2f4f;--nav-h:#e3f0fa;
--hero:radial-gradient(circle at 80% 10%,rgba(255,255,255,.55),transparent 35%),linear-gradient(170deg,#0c3b66 0%,#1b6aa8 55%,#7cc4ec 100%);--hero-ink:#ffffff;
--r:14px;--r-lg:24px;--shadow:0 18px 40px -20px rgba(12,59,102,.45);--pill:#e6f6ee;--pill-ink:#14532d;--pill-line:#bfe3cf;--ok:#16a34a;
--badge:#e8f2fb;--badge-ink:#0d3a63;--stripe:linear-gradient(90deg,#0b5fa5,#7cc4ec);--th:#eef5fb;--th-ink:#0f2f4f;--th-head:#0c3b66;--th-head-ink:#fff;--zebra:#f7fbfe;--row-h:#e9f3fb;
--n-bg:#fff7e0;--n-line:#e0a800;--n-ink:#3e2e00;--d-bg:#fdeceb;--d-line:#c62828;--d-ink:#5c1010;--a-bg:#eef4ff;--a-line:#5b7fd6;--foot:#e9f2f9}
.hero .btn.primary{background:#fff;color:#0c3b66}*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 var(--font);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
a{color:var(--link);text-underline-offset:3px}a:hover{color:var(--link-h)}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;background:var(--accent);color:var(--on-accent);padding:8px 14px;border-radius:8px;z-index:99}.skip:focus{left:8px}
header.site{position:sticky;top:0;z-index:50;background:var(--hdr);backdrop-filter:saturate(1.6) blur(10px);-webkit-backdrop-filter:saturate(1.6) blur(10px);border-bottom:1px solid var(--line)}
.hwrap{max-width:1120px;margin:0 auto;padding:12px 20px;display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.12rem;letter-spacing:-.01em;color:var(--hdr-ink);text-decoration:none}
.brand svg{width:30px;height:30px;flex:none}
header nav{display:flex;flex-wrap:wrap;gap:4px;margin-left:auto}
header nav a{color:var(--hdr-ink);text-decoration:none;font-size:.93rem;font-weight:600;padding:6px 12px;border-radius:999px;opacity:.85}
header nav a:hover,header nav a[aria-current]{opacity:1;background:var(--nav-h)}
main{max-width:1120px;margin:0 auto;padding:28px 20px 10px}
.prose{max-width:780px}
h1,h2,h3{line-height:1.2;letter-spacing:-.02em;font-family:var(--hfont)}
h1{font-size:clamp(1.9rem,4vw,2.7rem);margin:.2em 0 .4em}h2{font-size:1.45rem;margin-top:1.8em}h3{font-size:1.15rem;margin:.2em 0 .5em}
.hero{position:relative;overflow:hidden;border-radius:var(--r-lg);padding:clamp(28px,6vw,64px);margin:6px 0 28px;background:var(--hero);color:var(--hero-ink);display:grid;grid-template-columns:1.4fr 1fr;gap:24px;align-items:center;box-shadow:var(--shadow)}
.hero h1{font-size:clamp(2.1rem,5vw,3.4rem);margin:0 0 .35em;color:inherit}
.hero p.lead{font-size:1.15rem;max-width:56ch;opacity:.95;margin:0 0 1.4em}
.hero .art{width:100%;max-width:360px;justify-self:end}
.hero.slim{grid-template-columns:1fr;padding:clamp(24px,4vw,40px)}.hero.slim h1{font-size:clamp(1.8rem,4vw,2.6rem)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;opacity:.85;margin-bottom:10px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:999px;font-weight:700;text-decoration:none;transition:transform .15s,box-shadow .15s,background .15s}
.btn.primary{background:var(--accent);color:var(--on-accent);box-shadow:0 6px 18px -6px var(--accent)}
.btn.ghost{background:rgba(255,255,255,.12);color:var(--hero-ink);border:1.5px solid rgba(255,255,255,.45)}
.btn:hover{transform:translateY(-2px);color:inherit}.btn.primary:hover{color:var(--on-accent)}
.pill{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;font-weight:700;padding:4px 11px;border-radius:999px;background:var(--pill);color:var(--pill-ink);border:1px solid var(--pill-line)}
.pill::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--ok);box-shadow:0 0 0 3px color-mix(in srgb,var(--ok) 25%,transparent)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(290px,1fr));gap:20px;margin:18px 0 26px;padding:0;list-style:none}
.card{position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex;flex-direction:column;gap:10px}
.card:hover,.card:focus-within{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--accent)}
.card h3 a{color:var(--ink);text-decoration:none}.card h3 a::after{content:"";position:absolute;inset:0;border-radius:inherit}
.card .stripe{height:6px;border-radius:999px;background:var(--stripe);margin:-4px 0 4px;width:56px}
.card p{margin:0;color:var(--muted);font-size:.95rem}.card .more{margin-top:auto;font-weight:700;color:var(--link);font-size:.92rem}
.badges{display:flex;flex-wrap:wrap;gap:7px}
.badge{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;font-weight:650;padding:5px 10px;border-radius:9px;background:var(--badge);color:var(--badge-ink);line-height:1.25}
.badge svg{width:15px;height:15px;flex:none}
.filter{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin:8px 0 4px}
.filter input{flex:1;min-width:220px;font:inherit;padding:11px 16px 11px 42px;border-radius:999px;border:1.5px solid var(--line);background:var(--card) no-repeat 15px 50%/18px url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23889' stroke-width='2.4'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='m20 20-3.5-3.5'/%3E%3C/svg%3E");color:var(--ink)}
.filter input:focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 4px color-mix(in srgb,var(--accent) 25%,transparent)}
.filter .count{font-size:.88rem;color:var(--muted)}.nores{color:var(--muted);font-style:italic}
.tbl{overflow-x:auto;margin:14px 0 22px;border-radius:var(--r);border:1px solid var(--line);background:var(--card);box-shadow:0 1px 2px rgba(0,0,0,.04)}
table{border-collapse:collapse;width:100%}
th,td{padding:12px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}tr:last-child>*{border-bottom:0}
table.kv th{width:34%;background:var(--th);font-weight:650;color:var(--th-ink)}
table.cmp thead th{background:var(--th-head);color:var(--th-head-ink);font-size:.82rem;text-transform:uppercase;letter-spacing:.06em}
table.cmp tbody tr:nth-child(even){background:var(--zebra)}table.cmp tbody tr:hover{background:var(--row-h)}
table.cmp tbody th{font-weight:650}
.notice,.danger,.aff{border-radius:var(--r);padding:16px 18px 16px 56px;margin:18px 0;position:relative;border:1px solid}
.notice::before,.danger::before,.aff::before{position:absolute;left:16px;top:14px;width:26px;height:26px;border-radius:50%;display:grid;place-items:center;font-weight:900;font-size:.95rem}
.notice{background:var(--n-bg);border-color:var(--n-line);color:var(--n-ink)}.notice::before{content:"!";background:var(--n-line);color:#1a1300}
.danger{background:var(--d-bg);border-color:var(--d-line);color:var(--d-ink);border-width:2px}.danger::before{content:"\26A0";background:var(--d-line);color:#fff}
.aff{background:var(--a-bg);border-color:var(--a-line);border-style:dashed;font-size:.95rem;color:var(--ink)}.aff::before{content:"$";background:var(--a-line);color:#fff}
.notice a,.danger a{color:inherit;font-weight:700}
.sources{font-size:.92rem;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:4px 20px 8px;margin:24px 0}
.sources h2{font-size:1.05rem;margin:14px 0 6px}.sources ul{padding-left:20px;margin:0 0 8px}.sources li{margin:4px 0}
.muted{color:var(--muted);font-size:.92rem}.meta{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin:0 0 18px}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:4px}.crumbs a{color:inherit}
code{background:var(--badge);padding:1px 6px;border-radius:5px;font-size:.9em}
footer.site{border-top:1px solid var(--line);margin-top:40px;background:var(--foot)}
footer.site .fw{max-width:1120px;margin:0 auto;padding:26px 20px;font-size:.88rem;color:var(--muted)}footer.site a{color:var(--link)}
@media(max-width:760px){.hero{grid-template-columns:1fr}.hero .art{max-width:220px;justify-self:start;order:-1}header nav{margin-left:0;width:100%;overflow-x:auto;flex-wrap:nowrap}table.kv th{width:42%}body{font-size:16px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}